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Single Trip or Annual Cover

HMCA have arranged a range of travel plans to suit your needs.

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Our Travel Plans

The cost of medical care overseas can be very expensive which is why few people travel without comprehensive cover. HMCA have arranged a range of travel plans to suit your needs.

The Travel Plan arranged by HMCA is underwritten by Arch Insurance (UK) Ltd and provides the following benefits:

Benefits inlcude:

  • Up to £10,000,000 Overseas Medical Expenses
  • Up to £5,000 Cancellation and Curtailment
  • Up to £5,000 Delayed Departure
  • Up to £30,000 Personal Accident (age 18-64)
  • Up to £1,500 Baggage & Personal Effects
  • Up to £1,000 Personal Money & Travel Documents
  • Up to £2,000,000 Personal Liability
  • including legal expenses up to £25,000

Over 80's Cover

HMCA provides medical expenses cover up to £10 million up to age 79. However, nowadays, there is very limited choice and coverage available for travellers over 80. HMCA believe that everybody should enjoy their holidays with no worries regardless of their age.

In order to provide this service, HMCA has arranged Travel Plans for Single Trip Cover, Annual Cover and Cruise Travel insured by Just Travel. There is no upper age limit, and pre-existing medical conditions will be considered. For further information, please visit: www.hmca.co.uk/justtravel or call: 0800 781 4753.