Transfer And Save With HMCA

Are you paying too much for your medical cover? If you become an annual Medical Plan member you will receive a 40% discount and guaranteed acceptance.

Our Medical Plans

The HMCA Medical Plans provides comprehensive benefits when you need them. There is no waiting period and you will have access to fast and efficient treatment by top surgeons. This will be at the hospital of your choice, ensuring first-class nursing and the privacy of your own room with the facilities you would expect at this stressful time.

HMCA’s view is that whilst the NHS is a resource available to all, it does not treat everything in the place and time that suits you or your family.

It is also our view that no one should have to wait to go into hospital. To be in pain, waiting to go into hospital and unable to carry on your normal life is a triple blow for anyone. We have all heard of people who have been in this situation of not knowing when they will get the treatment they need.

HMCA understands that everyone’s needs are different which is why we have arranged three levels of Medical Plan with HMCA Insurance Ltd.

Transfer to HMCA today

You may transfer to HMCA Insurance at any age without a medical examination, with no break in protection and with a fourteen day money-back guarantee. Upon joining the plan, you will receive a £50 Marks & Spencer or a John Lewis gift card. In addition, the plan includes a Personal Accident benefit. Access to a 24-hour GP Advice Helpline is available on our Plus Plans.

This offer is also available to you if you do not presently have private medical cover. Plus:

HMCA Insurance Ltd authorised and regulated by the Financial Services Commissioner for Gibraltar.

Enquire Now

Please complete and submit the form below and we will send you a quotation and enquiry pack. If you have any questions or need help please call 01423 799949. HMCA has not, nor will it ever, sell or broker your information to third parties. Privacy Policy

Our Medical Plans

Medical Care Plan

The Medical Care Plan provides benefits towards out-patient, day case and in-patient treatment and these benefits continue whilst you travel abroad.

Medical Saver Plan

The Medical Saver Plan provides benefits towards in-patient treatment and these benefits continue whilst you travel abroad.

Medical Starter Plan

The Medical Starter Plan provides benefits towards in-patient treatment in the UK only.

Medical Care & Starter Plus Plans

With any HMCA Plus Plan you receive access to the HMCA GP Advice Helpline. With the HMCA GP Advice Helpline you’ll get:

24/7 GP Telephone Consultations

The private GP helpline is available 24 hours a day, 7 days a week, 365 days a year. This means that patients receive unlimited advice, reassurance, diagnosis, medication or a referral when they need it, from wherever they are in the world.

Video Consultations

The Online eConsultation service enables you to have an online video consultation in the comfort of your own home or place of work.

Private Prescriptions

Should the doctor feel you would benefit from prescription medication, you can have the medication delivered to you at any UK address, whether you are at home, work or on holiday.

Health Information

Discover all the health information that is at your doctor’s GP surgery inside the App. Access the UK’s most comprehensive medically validated health information database providing access to over 1,100 topics to give you your very own reliable source of information, 24 hours a day.

Plus Plan Features

Emotional Wellbeing Helpline Including Counselling

Designed to provide early intervention for mental health concerns, Emotional Wellbeing is available 24/7 and 365 days per year, and offers prompt access to an experienced team of mental health professionals, including Psychological Wellbeing Practitioners, CBT Therapists and mental health nurses.

Food & Nutrition Helpline

A healthy diet is a cornerstone for long-term physical and mental health. Food & Nutrition offers access to our expert Nutritionists and is designed to provide advice, guidance and information for optimal nutrition and healthy eating.

Musculoskeletal Support Helpline

MSK Support provides advice, guidance and support for a broad range of musculoskeletal conditions, such as back/neck pain, upper and lower limb problems and general aches and pains. This service is delivered by an experienced team of Physiotherapists and Sports Therapists, who provide tailored self-treatment advice and can refer for treatment, if clinically appropriate.

Exercise & Activity Helpline

Delivered by highly qualified exercise and fitness specialists, Exercise & Activity provides expert advice and guidance around maintaining an active lifestyle, and our team are able to advise on the benefits of many types of activity and exercise.

Good Sleep Helpline

There is a close relationship between sleep and mental health and when we get a good night’s sleep, we can improve our energy levels, mood, motivation, creativity and problem solving, while reducing procrastination. To help achieve a restful night’s sleep and feel more refreshed in the mornings, Good Sleep is designed to provide techniques and healthy lifestyle habits to improve sleep quality and energy levels.