A private dental plan that doesn’t bite into your pocket

When I was a child I would frequently ask my grandmother how old she was. Smiling broadly, she would reply to my impudent question by saying, “I’m as old as my tongue but a little older than my teeth.” She could give this cryptic response because despite her advanced years she still had all her own teeth. Any dentist will tell you, your teeth should last a lifetime. Keeping your gums and teeth healthy depends on good oral hygiene, which includes daily brushing and regular dental examinations to enable your dentist to identify any problems early so that they can be quickly treated. In recent years, however, the cost of going to the dentist and dental work has increased rapidly in both the private and the public sector, where prices for NHS dentistry have risen by 30% since 2010. Furthermore, according to a British Dental Association (BDA) survey, growing dissatisfaction among dentists working in the health service will see 59% of them leave the NHS or scale down their NHS work over the next five years*. The BDA also reports that over one million new adult patients were unable to get access to NHS dental services last year.

Anyone visiting a private dentist for the first time soon discovers that charges are considerably higher, with a check-up costing almost double the NHS price, fillings costing from around £50 to £100 each, depending on the size of the tooth, and crowns and root canal work costing hundreds of pounds. Health experts fear that spiralling costs and fewer NHS dentists will inevitably lead to people abandoning their regular dental check-ups which are recognised as an important part of everyone’s oral and general health routine. Fortunately, you can have access to private or NHS dentistry at a reasonable cost thanks to the HMCA Dental Plan.

Since the 1970s, Hospital and Medical Care Association (HMCA) has been providing highly competitive health insurance exclusively to membership organisations. For less than £20 a month its Dental Plan offers benefits for routine examinations and hygiene treatment; dental X-rays; remedial and restorative work; as well as any treatment required due to an accident or emergency.

The extensive benefits also include treatment for mouth cancer and, should your treatment require it, overnight hospital stays where you are under the care of a consultant specialising in dental and maxillo-facial surgery.

HMCA’s Dental Plan can help maintain good oral and dental health without costing the earth, so like my grandmother your teeth will also last a lifetime.

For further information and quotations contact HMCA by telephone on 01423 799949.