The HMCA Medical Plans provides comprehensive benefits when you need them. There is no waiting period and you will have access to fast and efficient treatment by top surgeons. This will be at the hospital of your choice, ensuring first-class nursing and the privacy of your own room with the facilities you would expect at this stressful time.
HMCA's view is that whilst the NHS is a resource available to all, it does not treat everything in the place and time that suits you or your family.
It is also our view that no one should have to wait to go into hospital. To be in pain, waiting to go into hospital and unable to carry on your normal life is a triple blow for anyone. We have all heard of people who have been in this situation of not knowing when they will get the treatment they need.
HMCA understands that everyone's needs are different which is why we have arranged three levels of Medical Plan with HMCA Insurance Ltd.
You may transfer to HMCA Insurance at any age without a medical examination, with no break in protection and with a fourteen day money-back guarantee. Upon joining the plan, you will receive a £50 Marks & Spencer or a John Lewis gift card. In addition, the plan includes a Personal Accident benefit. Access to a 24-hour GP Advice Helpline is available on our Plus Plans.
This offer is also available to you if you do not presently have private medical cover. Plus:
HMCA Insurance Ltd authorised and regulated by the Financial Services Commissioner for Gibraltar.
The Medical Care Plan provides benefits towards out-patient, day case and in-patient treatment and these benefits continue whilst you travel abroad.
The Medical Saver Plan provides benefits towards in-patient treatment and these benefits continue whilst you travel abroad.
The Medical Starter Plan provides benefits towards in-patient treatment in the UK only.