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Who is HMCA?

HMCA/S PLC, trading as Hospital & Medical Care Association, HMCA and HMCA Members, was established over 45 years’ ago and has grown to be one of the most successful membership benefit providers in the UK.

HMCA membership is also one of the most exclusive as our plans are only available to the members of trade, professional and membership groups. You will not see HMCA advertising to the general public and this means we can arrange comprehensive and flexible medical plans that are great value for money.

HMCA’s head office, Beech Hall, is located in Knaresborough in North Yorkshire – an ancient Market and Castle town that is recorded in the Doomsday Book.

Our Plans

Private Medical Plans

The private medical plans arranged by HMCA provide comprehensive benefits when you need them. There is no waiting period, and you will have access to fast and efficient treatment by top surgeons at the time and hospital of your choice.
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Cash Plans

The HMCA Cash Plans provide tax free cash to cover your unexpected medical expenses, paid directly to you.
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Dental Plans

The HMCA Dental Plan offers comprehensive benefits that cover both emergency and routine treatment in the UK and when travelling overseas.
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Travel Plans

The cost of medical care overseas can be very expensive, so it is important to purchase comprehensive cover. HMCA has access to a range of travel products suitable for both European and Worldwide trips.
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Find out more today

You may transfer your existing private medical cover to HMCA Insurance. Upon joining the plan you will receive a £50 Marks & Spencer or John Lewis gift card. In addition the plan includes a Personal Accident benefit.

This offer is also available to you if you do not presently have private medical cover.

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Testimonials

The efficiency with which my initial enquiry (and subsequent enquiries) was dealt with was exemplary. I also appreciated being able to contact a company without having to wait on the telephone for significant periods!
Reader of Third Age Matters
I would like to thank you most sincerely for your prompt and efficient service in actioning these claims for me. The first claim was the first time I had used this service and I was very impressed with the ease of claiming and completion. I would not hesitate in letting people know about this organisation. Thank you so much.
Reader of WI Life
What a delight to deal with real people who know their products and services and who answer the telephone immediately on a proper telephone number. They have been an absolute delight at every stage.
Reader of First Voice
HMCA stands out from the rest by still delivering a service that has people talking to each other. This personal approach makes us customers feel we are being looked after and that somebody is paying attention to our needs.
Member of HMCA
We have nothing but praise so far for HMCA. We had been with our previous health insurer for over 30 years so we were naturally apprehensive about changing once the charges became exorbitant. However, the team at HMCA was extremely helpful, professional, informative and reassuring. They answered any queries we had and made the process of transferring extremely easy. Items were sent out as promised and telephone calls returned promptly at the agreed time. All in all, to date, dealing with HMCA has been an absolute pleasure.
Member of English Heritage

Latest News
Latest News

Woodland Trust Support

HMCA has supported the planting of 460.87m2 native UK woodland to remove 18,435kgs of Carbon Dioxide between January-March 2024.

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April 25, 2024